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We are now over half a year on from Test Achats. There has been a lot of discussion, both before and after that decision, on the likely impact upon pricing and underwriting.
At a very simple level we know (or believe) that:
- Gender neutral pricing must be introduced by 21 December 2012.
- It is probable that this will not have retrospective effect (although not yet certain)
- There will be a number of areas potentially affecting the underwriting of life and health risks.
- However, the general consensus has been that the likely impact upon claims management will be minimal.
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