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Munich Re asked colleagues across 12 EU countries for their market's reaction to the ECJ ruling. The survey covered: unisex products already in place, action the market was taking as a result of the ruling and the current implantation status of the ruling into national legislation.
This article summarises the main points of interest in the Guidelines, with a focus on the life sector.
Jonathan Hughes, one of our Product Development Actuaries, gives his views on the future of underwriting.Having previously been something of a niche interest, the topic of "predictive underwriting" has certainly become a hot one over the last 18 months, with numerous conferences and papers appearing in actuarial circles around the globe.
